Quality Healthcare Without the High Costs

Our innovative Subscription Medical Aid provides comprehensive coverage for your healthcare needs at an affordable monthly rate.

From R369 p.m.
Health Subscription Insurance

Comprehensive Medical Coverage

All the essential healthcare services you need for complete peace of mind

Hospitalization

Unlimited private hospital coverage with your choice of specialists.

Chronic Benefits

Full coverage for chronic conditions and prescribed medication.

Maternity Care

Comprehensive prenatal, delivery, and postnatal coverage.

Specialist Visits

Coverage for consultations with specialists and surgeons.

Prescription Drugs

Coverage for prescribed medicines from approved pharmacies.

Emergency Care

24/7 emergency medical treatment and ambulance services.

How Subscription Medical Aid Works

Simple, transparent healthcare coverage

1

Pay Monthly Subscription

Pay a low, fixed monthly fee (from R369) to maintain your comprehensive medical coverage.

2

Access Quality Healthcare

Visit any of our network providers or approved healthcare facilities.

3

Only Pay When You Claim

If you need to make a claim, you'll pay an additional risk-based premium at that time.

4

Fast Claim Processing

Our efficient claims process ensures you get the care you need without delays.

Why Choose Subscription Medical Aid?

A modern, cost-effective approach to healthcare with predictable monthly payments and full access to essential medical services.

  • No co-payments

    Get full medical cover with zero extra fees or unexpected contributions when you claim.

  • Budget-friendly

    Enjoy a low fixed monthly subscription — only increasing when you actually use healthcare services.

  • Comprehensive coverage

    Access a wide range of medical benefits including GP visits, medication, chronic care, and more.

  • Nationwide network

    Receive care from top medical professionals and facilities across South Africa.

  • Family-friendly plans

    Cover your whole family under one simple, affordable subscription.

Medical Aid Benefits

What Our Members Say

Trusted by hundreds of satisfied medical aid members

"After years of struggling with expensive medical aid, this subscription model has been life-changing. When I needed emergency surgery, everything was covered without unexpected bills."

James Peterson April 10, 2025

"The maternity coverage was exceptional - from prenatal visits to delivery and postnatal care. And paying only when we used services made it incredibly affordable."

Lerato Mokoena March 22, 2025

Frequently Asked Questions

Get answers to common questions about Subscription Medical Aid

How is this different from traditional medical aid?

Traditional medical aid requires high monthly premiums regardless of whether you use services. Our subscription model lets you pay a low monthly fee for comprehensive coverage, with additional premiums only when you claim. This means significant savings if you don't frequently need medical care.

What happens when I need medical care?

Simply visit any of our network providers. Present your membership details, and the provider will handle the claim directly with us. For non-network providers, you may need to pay upfront and submit a claim for reimbursement.

Are there any waiting periods?

Standard waiting periods apply for certain conditions (3 months for general conditions, 12 months for pre-existing conditions). However, emergency care is covered immediately upon enrollment.

Can I cover my entire family?

Yes! We offer family plans that cover you, your spouse, and dependent children. Family plans offer discounted rates compared to individual subscriptions for each member.

Ready for Affordable Healthcare?

Get comprehensive medical aid coverage today for a fraction of traditional costs.