Affordable Home Subscription Insurance

Protect your home against fire, theft, weather damage, and unexpected events — all for a low monthly subscription fee.

From R99 p.m.
Home Subscription Insurance

Comprehensive Home Protection

All the coverage you need to keep your home safe and secure

Fire Damage

Coverage for damage caused by fire, lightning, and explosions.

Theft & Burglary

Protection against theft, burglary, and malicious damage.

Household Contents

Coverage for your furniture, appliances, and personal belongings.

Weather Damage

Protection against storms, hail, floods, and other weather events.

Structural Damage

Coverage for damage to your home's structure and permanent fixtures.

Alternative Accommodation

Coverage for temporary housing if your home becomes uninhabitable.

How Home Subscription Insurance Works

Simple, transparent protection for your home

1

Pay Monthly Subscription

Pay a low, fixed monthly fee (from R99) to maintain your comprehensive home coverage.

2

Your Home Is Protected

Enjoy full comprehensive coverage with no excess fees.

3

Only Pay When You Claim

When you make a claim, you'll pay an additional risk-based premium at that time for a prescribed period.

4

Fast Claim Settlement

Our efficient claims process gets your home repairs started quickly.

Why Choose Home Subscription Insurance?

A smarter, more affordable way to protect your home without long-term contracts or overpriced premiums.

  • No excess fees

    Enjoy full protection with zero unexpected out-of-pocket expenses.

  • Budget-friendly

    Low monthly subscription that only increases when you claim.

  • Comprehensive coverage

    Fire, theft, storms, water damage — we cover all major home risks.

  • Peace of mind

    Relax knowing your home is protected at all times.

  • Flexible coverage

    Adjust your protection as your needs evolve — no penalties.

Home insurance benefits

What Our Customers Say

Trusted by thousands of homeowners

"When a storm damaged our roof, Price Insure had assessors out within 24 hours and our claim was settled in just 3 days. The subscription model saved us hundreds compared to traditional home insurance."

David Khumalo March 15, 2025

"I love that I'm not overpaying for home insurance I might never use. The subscription model makes so much sense, and the coverage is just as good as what I had before at half the cost."

Nomsa Dlamini February 28, 2025

Frequently Asked Questions

Get answers to common questions about Home Subscription Insurance

How is this different from traditional home insurance?

Traditional home insurance requires high monthly premiums regardless of whether you claim. Our subscription model lets you pay a low monthly fee for comprehensive coverage, with additional premiums only when you claim. This means significant savings if you don't need to make claims.

What happens when I need to make a claim?

Simply contact our 24/7 claims line. We'll arrange for an assessor to evaluate the damage (if needed) and guide you through the process. Once approved, you'll pay your premium and we'll cover the repair or replacement costs.

Is there really no excess to pay?

That's correct! Unlike traditional insurance where you pay an excess fee for each claim, our subscription model has no excess. You only pay the additional premium when you claim, with no hidden fees or unexpected costs.

Does this cover both my building and contents?

Yes, our Home Subscription Insurance can cover both your home's structure and your household contents. You can choose to insure just the building, just the contents, or both - whatever matches your needs.

Ready to Protect Your Home?

Get comprehensive home coverage today for a fraction of traditional insurance costs.