Comprehensive day-to-day health coverage from just R169 per month
Get access to everyday healthcare, specialist visits, medication, and essential treatments — all at a simple monthly subscription fee.
All the essential health services you need for complete peace of mind
Coverage for hospital stays, including room charges and nursing care.
Coverage for routine dental checkups and basic procedures.
Prenatal, delivery, and postnatal care for expecting mothers.
Coverage for consultations with general practitioners.
Coverage for therapy sessions and mental health services.
Coverage for emergency medical treatment and ambulance services.
Simple, transparent, and designed for your health needs
Pay a low, fixed monthly fee (from R269) to maintain your comprehensive health coverage.
Visit any of our network providers or approved healthcare facilities.
If you need to make a claim, you'll pay an additional risk-based premium at that time.
Our efficient claims process ensures you get the care you need without delays.
Affordable, reliable healthcare access without financial surprises or long-term commitments.
Enjoy full medical coverage with zero additional contributions when you claim.
Pay a low fixed monthly subscription — only higher if you claim.
Covers everyday health needs, GP visits, medication, and essential treatments.
Get access to quality healthcare partners across South Africa.
Choose a plan that fits your health, lifestyle, and budget needs.
Trusted by thousands of satisfied health insurance members
"After struggling with expensive medical aid for years, Health Subscription Insurance has been a game-changer for my family. We get quality care without breaking the bank."
"I was skeptical at first, but when I needed emergency dental work, the claims process was so smooth. I paid my premium and the rest was taken care of."
Get answers to common questions about Health Subscription Insurance
Traditional medical aid requires high monthly premiums regardless of whether you use services. Our subscription model lets you pay a low monthly fee for comprehensive coverage, with additional premiums only when you claim. This means significant savings if you don't frequently need medical care.
Simply visit any of our network providers. Present your membership details, and the provider will handle the claim directly with us. For non-network providers, you may need to pay upfront and submit a claim for reimbursement.
That's correct! Unlike traditional medical aid where you might pay co-payments or have service limitations, our subscription model has no excess. You only pay the additional premium when you claim, with no hidden fees.
Yes, we offer family plans that allow you to cover your spouse and children under one subscription. Family plans offer discounted rates compared to individual subscriptions for each member.
Get comprehensive health insurance today for a fraction of traditional medical aid costs.
