1. How to Lodge a Complaint

If you are unhappy with any aspect of our service, you may submit a complaint through the following methods:

2. Information You Should Include

To assist us in resolving your complaint, please include:

3. How We Handle Complaints

3.1 Acknowledgement

We acknowledge all complaints within 2 business days and provide a reference number.

3.2 Investigation

Your complaint will be investigated by our trained support or compliance team.

3.3 Response Time

We aim to resolve all complaints within 10 business days. If more time is needed, we will notify you.

3.4 Outcome

You will receive a written outcome with full details and next steps.

4. Escalation Process

If you are not satisfied with the initial resolution, you may request an escalation. A senior manager or compliance officer will review the matter.

5. External Escalation (FAIS Ombud)

If you remain dissatisfied, you may escalate the complaint to the:

FAIS Ombud for Financial Services Providers
Email: info@faisombud.co.za
Phone: 012 762 5000
Website: www.faisombud.co.za

6. POPIA / Privacy-Related Complaints

For complaints relating to misuse of personal information, you may contact:

Information Regulator South Africa
Email: complaints.IR@justice.gov.za
Website: www.justice.gov.za/inforeg

7. Record Keeping

We maintain records of all complaints for the minimum retention period required by South African law.

8. Commitment to Treating Customers Fairly

We are committed to transparent, fair, and efficient complaint handling aligned with the principles of Treating Customers Fairly (TCF).